Once you find a group you'd like to join, click "Join this group" on their group home page.If you are not registered with Prosper, you will be asked to fill out a quick registration form. Registration is free.
Once registered, you will send a short note requesting membership to the group's leader. Along with your note, we will include your name, email address, and telephone number, in case the group leader wants to contact you to discuss your request. Share as much as you feel comfortable with. The group leader should get back to you within seven days about the status of your membership request. You can withdraw your request to join a group at any time, and request to join another group instead. Once you are a member of the group, you can create your own loan listing as a member of the group.
Do I need to join a group to get a loan?
No. While borrowers aren't required to join a group in order to post listings on Prosper, they are likely to receive more favorable bids as a member of a group with a good reputation. However, if you're not interested in joining a group, you may get a loan on your own. Just sign in and click the "Create a loan listing without joining a group" link on the "Your Account, Get Started" page.
Can I join more than one group at a time?
No. It is important that your reputation be tied to, and in the hands of, one group and one group leader only while your loan is active.
Can I leave my group?
You can leave your group as long as you don't have an active listing or loan. In that case, just go to "Your Account > Group", and click "Leave group".If you have an active listing or loan, you will not be able to leave your group until the listing is withdrawn or expires (without becoming a loan), or until your loan is paid in full.
| What's next? After being accepted into a group, you should create a listing for a loan. |
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