In much the same way that spamming lenders for bids can reduce your chances of getting bids, making false (or improbable) promises in your listing or group description can also work against you.
Use simple forthright language that clearly describes your situation in ordinary words. Keep the promotional language to a minimum. Avoid vulgarities.
| Not OK | OK |
| Guaranteed greatest business investment ever!!! Can’t lose!!! | I need the loan to buy a commercial espresso machine for my new restaurant. |
| Our group will never-ever-ever miss a payment!!! That’s right!!! Never!!! | We are a group of friends who has known each other for 10 years. We all live in Baltimore. |
Lastly, falsifying information on a credit application is a crime. Prosper will end any listing and close any group or account if we suspect fraud.
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