Proper Prosper Etiquette

As with any new product or service, it helps to have some common guidelines and conventions established about how to use it and how to interact with others. In that spirit, we offer a simple guide to happiness and well-being on Prosper.

Recognize differences between people using thesite

Different people use Prosper in different ways. Recognize and respect these differences, and treat others the way you would like to be treated.

Prosper welcomes borrowers of every financial background and credit grade. As a lender, you don't have to bid on any listing that doesn't appeal to you. Others may choose to bid on their listing, but that is the decision of those lenders. Different lenders have different reasons for placing bids: some bid out of kindness, some bid for profit. Both are acceptable reasons for lenders to bid at Prosper.

Lenders are just people who have a little extra money and are willing to lend it out. Don't assume that they have unlimited resources and can bid on every listing. Don't be offended if they haven't bid on your listing. And don't bug them about it. Also bear in mind that many people bid using standing orders, without personally reviewing the listings.

Group leaders are responsible for their own groups. As such, group leaders may be very particular about who they let into their group. If you don't get accepted, don't take it personally: you might not have fit their criteria. Some group leaders might not respond to your group request at all. Just move on and find another group to join, or start your own!